| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
|
| CASAS DE CAMBIO
|
|
|
| BALANCE GENERAL CONDENSADO
|
|
|
| AL 31 DE DICIEMBRE DE 2005
|
|
|
| ( Cifras en miles de Quetzales )
|
|
|
|
|
| CONSOLIDADO
|
| FOREX
|
| SAQS
|
| MONEX
|
| LAFISE
|
| MERCADO CAMBIARIO, S.A.
|
| CORDISA
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| ACTIVO
|
| 29,823
|
| 18,064
|
| 1,120
|
| 956
|
| 6,181
|
| 0
|
| 3,502
|
|
|
|
|
|
|
|
|
|
|
|
|
| DISPONIBILIDADES
|
| 17,234
|
| 8,226
|
| 946
|
| 405
|
| 4,770
|
| 0
|
| 2,886
|
|
|
|
|
| En Moneda Nacional
|
| 7,714
|
| 1,719
|
| 803
|
| 10
|
| 3,937
|
| 0
|
| 1,244
|
|
|
|
|
| Caja
|
| 973
|
| 5
|
| 2
|
| 0
|
| 1
|
| 0
|
| 965
|
|
|
|
|
| Banco Central
|
| 4
|
| 4
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
| Otros Bancos del Pais
|
| 6,736
|
| 1,710
|
| 801
|
| 10
|
| 3,936
|
| 0
|
| 279
|
|
|
|
|
| En Moneda Extranjera
|
| 9,520
|
| 6,506
|
| 143
|
| 395
|
| 833
|
| 0
|
| 1,642
|
|
|
|
|
| Caja, Bco. Central y Otros Bancos del País
|
| 2,746
|
| 916
|
| 33
|
| 77
|
| 794
|
| 0
|
| 926
|
|
|
|
|
| Bancos del Exterior
|
| 6,509
|
| 5,325
|
| 110
|
| 318
|
| 39
|
| 0
|
| 717
|
|
|
|
|
| Giros sobre el Exterior
|
| 265
|
| 265
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
|
|
|
|
| OTROS ACTIVOS
|
| 3,197
|
| 1,514
|
| 16
|
| 550
|
| 982
|
| 0
|
| 135
|
|
|
|
|
| Productos por Cobrar
|
| 64
|
| 0
|
| 2
|
| 19
|
| 0
|
| 0
|
| 43
|
|
|
|
|
| Deudores Varios
|
| 2,579
|
| 1,508
|
| 0
|
| 0
|
| 980
|
| 0
|
| 91
|
|
|
|
|
| Activos Diversos
|
| 553
|
| 6
|
| 14
|
| 531
|
| 2
|
| 0
|
| 0
|
|
|
|
|
|
|
|
|
| MUEBLES E INMUEBLES (NETO)
|
| 7,933
|
| 7,828
|
| 0
|
| 0
|
| 32
|
| 0
|
| 73
|
|
|
|
|
| CARGOS DIFERIDOS
|
| 1,460
|
| 496
|
| 158
|
| 0
|
| 396
|
| 0
|
| 409
|
|
|
|
|
|
|
|
|
|
|
|
|
| PASIVO
|
| 12,531
|
| 9,283
|
| 44
|
| 14
|
| 2,214
|
| 0
|
| 976
|
|
|
|
|
|
|
|
|
|
|
|
|
| OTRAS EXIGIBILIDADES
|
| 2,400
|
| 113
|
| 44
|
| 14
|
| 1,511
|
| 0
|
| 719
|
|
|
|
|
| Obligaciones Inmediatas
|
| 2,105
|
| 11
|
| 44
|
| 14
|
| 1,325
|
| 0
|
| 710
|
|
|
|
|
| En Moneda Nacional
|
| 852
|
| 11
|
| 44
|
| 14
|
| 72
|
| 0
|
| 710
|
|
|
|
|
| En Moneda Extranjera
|
| 1,253
|
| 0
|
| 0
|
| 0
|
| 1,253
|
| 0
|
| 0
|
|
|
|
|
| Obligaciones Diversas
|
| 296
|
| 102
|
| 0
|
| 0
|
| 185
|
| 0
|
| 9
|
|
|
|
|
| En Moneda Nacional
|
| 129
|
| 102
|
| 0
|
| 0
|
| 18
|
| 0
|
| 9
|
|
|
|
|
| En Moneda Extranjera
|
| 167
|
| 0
|
| 0
|
| 0
|
| 167
|
| 0
|
| 0
|
|
|
|
|
|
|
|
|
| CREDITOS DE OTRAS ENTIDADES
|
| 9,089
|
| 9,089
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
| Creditos de Bancos
|
| 9,089
|
| 9,089
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
| En Moneda Nacional
|
| 9,089
|
| 9,089
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
| En Moneda Extranjera
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
| Creditos de Entidades no Bancarias
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
| En Moneda Nacional
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
| En Moneda Extranjera
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
|
|
|
|
| OTROS PASIVOS
|
| 1,042
|
| 81
|
| 0
|
| 0
|
| 704
|
| 0
|
| 257
|
|
|
|
|
|
|
|
|
| CAPITAL CONTABLE
|
| 17,291
|
| 8,781
|
| 1,076
|
| 942
|
| 3,966
|
| 0
|
| 2,526
|
|
|
|
|
| CAPITAL SOCIAL
|
| 14,950
|
| 9,800
|
| 800
|
| 700
|
| 1,000
|
| 0
|
| 2,650
|
|
|
|
|
| Capital Autorizado
|
| 23,500
|
| 12,000
|
| 4,000
|
| 1,000
|
| 1,500
|
| 0
|
| 5,000
|
|
|
|
|
| Capital No Pagado (-)
|
| 8,550
|
| 2,200
|
| 3,200
|
| 300
|
| 500
|
| 0
|
| 2,350
|
|
|
|
|
| Capital Asignado
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
|
|
|
|
| OTRAS APORTACIONES
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
| RESERVAS
|
| 589
|
| 158
|
| 180
|
| 21
|
| 149
|
| 0
|
| 81
|
|
|
|
|
| REVALUACION DE ACTIVOS
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
| UTILIDADES RETENIDAS
|
| 3,773
|
| 120
|
| 0
|
| 222
|
| 2,777
|
| 0
|
| 654
|
|
|
|
|
| PERDIDAS POR APLICAR
|
| 775
|
| 698
|
| 0
|
| 0
|
| 0
|
| 0
|
| 76
|
|
|
|
|
| RESULTADOS DEL EJERCICIO
|
| -1,246
|
| -599
|
| 96
|
| -2
|
| 40
|
| 0
|
| -782
|
|
|
|
|
| CUENTAS DE RESULTADOS ACREEDORAS(+)
|
| 14,303
|
| 5,443
|
| 2,589
|
| 62
|
| 3,469
|
| 0
|
| 2,741
|
|
|
|
|
| CUENTAS DE RESULTADOS DEUDORAS(-)
|
| 15,549
|
| 6,042
|
| 2,493
|
| 63
|
| 3,429
|
| 0
|
| 3,523
|
|
|
|
|
|
|
|
|
| TOTAL IGUAL A LA SUMA DEL ACTIVO
|
| 29,823
|
| 18,064
|
| 1,120
|
| 956
|
| 6,181
|
| 0
|
| 3,502
|
|
Superintendencia de Bancos de Guatemala