| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
|
| ESTADO DE RESULTADOS
|
|
|
| DEL 1 DE ENERO AL 31 DE DICIEMBRE DE 2005
|
|
|
| (Cifras en miles de Quetzales)
|
|
|
|
|
| FINANCIERAS PRIVADAS
|
| AŅO ANTERIOR
|
| EN SITUACION ESPECIAL *
|
| AŅO ANTERIOR
|
| CORPORACION FINANCIERA NACIONAL
|
| AŅO ANTERIOR
|
|
|
|
|
| PRODUCTOS POR COLOCACION
|
| 381,384
|
| 415,892
|
| 0
|
| 0
|
| 91,213
|
| 216,032
|
|
|
| Financieros
|
| 300,465
|
| 299,957
|
| 0
|
| 0
|
| 1,365
|
| 2,037
|
|
|
| Por Operaciones en M/E
|
| 80,919
|
| 115,935
|
| 0
|
| 0
|
| 89,848
|
| 213,995
|
|
|
| GASTOS POR CAPTACION
|
| 246,942
|
| 267,172
|
| 0
|
| 0
|
| 104,567
|
| 179,199
|
|
|
| Financieros
|
| 196,978
|
| 205,031
|
| 0
|
| 0
|
| 0
|
| 125
|
|
|
| Por Operaciones en M/E
|
| 49,963
|
| 62,141
|
| 0
|
| 0
|
| 104,567
|
| 179,074
|
|
|
|
|
|
|
| MARGEN DE INVERSIONES
|
| 134,442
|
| 148,720
|
| 0
|
| 0
|
| -13,354
|
| 36,833
|
|
|
|
|
|
|
| PRODUCTOS POR SERVICIOS
|
| 22,562
|
| 27,027
|
| 0
|
| 0
|
| 3,135
|
| 103
|
|
|
| GASTOS POR SERVICIOS
|
| 27
|
| 27
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
|
|
|
|
|
|
| MARGEN DE SERVICIOS
|
| 22,535
|
| 26,999
|
| 0
|
| 0
|
| 3,135
|
| 103
|
|
|
|
|
|
|
|
|
|
|
| OTROS PRODUCTOS Y GASTOS DE OPERACION
|
|
|
| PRODUCTOS
|
| 2,183
|
| 2,133
|
| 0
|
| 0
|
| 1,150
|
| 8,087
|
|
|
| De Urbanizacion y Vivienda
|
| 563
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| Por Promocion de Empresas
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| Por Dividendos y Participaciones
|
| 1,620
|
| 2,133
|
| 0
|
| 0
|
| 1,150
|
| 8,087
|
|
|
|
|
|
|
| GASTOS
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| De Urbanizacion y Vivienda
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| Por Promocion de Empresas
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| Estimac. por Fluctuac. Precio Mercado
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
|
|
|
|
|
|
| MARGEN OTROS PROD. Y GASTOS DE OPERAC..
|
| 2,183
|
| 2,133
|
| 0
|
| 0
|
| 1,150
|
| 8,087
|
|
|
|
|
|
|
| MARGEN OPERACIONAL BRUTO
|
| 159,160
|
| 177,852
|
| 0
|
| 0
|
| -9,069
|
| 45,023
|
|
|
|
|
|
|
| GASTOS DE ADMINISTRACION
|
| 64,625
|
| 93,006
|
| 0
|
| 0
|
| 4,818
|
| 3,976
|
|
|
|
|
|
|
| MARGEN OPERACIONAL NETO
|
| 94,535
|
| 84,846
|
| 0
|
| 0
|
| -13,887
|
| 41,047
|
|
|
|
|
|
|
| PRODUCTOS Y GASTOS EXTRAORDINARIOS
|
| 3,207
|
| -350
|
| 0
|
| 0
|
| 386
|
| -2,227
|
|
|
| Productos
|
| 4,189
|
| 1,340
|
| 0
|
| 0
|
| 1,973
|
| 269
|
|
|
| Gastos
|
| 982
|
| 1,690
|
| 0
|
| 0
|
| 1,587
|
| 2,495
|
|
|
| PRODUCTOS Y GASTOS DE EJERCICIOS ANT.
|
| 2,694
|
| -591
|
| 0
|
| 0
|
| 869
|
| -457
|
|
|
| Productos
|
| 4,275
|
| 3,570
|
| 0
|
| 0
|
| 1,083
|
| 123
|
|
|
| Gastos
|
| 1,580
|
| 4,162
|
| 0
|
| 0
|
| 213
|
| 580
|
|
|
| GANANCIA (PERDIDA) BRUTA
|
| 100,436
|
| 83,905
|
| 0
|
| 0
|
| -12,631
|
| 38,363
|
|
|
|
|
|
|
| Impuesto Sobre La Renta
|
| 16,589
|
| 18,914
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
|
|
| GANANCIA (PERDIDA) NETA
|
| 83,847
|
| 64,991
|
| 0
|
| 0
|
| -12,631
|
| 38,363
|
|
|
|
|
|
|
|
|
| * FINANCIERA METROPOLITANA, S. A., FINANCIERA AGRO COMERCIAL, S. A.
|
|
|
|
|
Superintendencia de
Bancos de Guatemala