| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
|
| ESTADO DE RESULTADOS
|
|
|
| DEL 1 DE ENERO AL 31 DE DICIEMBRE DE 2006
|
|
|
| (Cifras en miles de Quetzales)
|
|
|
|
|
| FINANCIERAS PRIVADAS
|
| AŅO ANTERIOR
|
| EN SITUACION ESPECIAL *
|
| AŅO ANTERIOR
|
| CORPORACION FINANCIERA NACIONAL
|
| AŅO ANTERIOR
|
|
|
|
|
| PRODUCTOS POR COLOCACION
|
| 402,232
|
| 381,384
|
| 0
|
| 0
|
| 1,198
|
| 91,213
|
|
|
| Financieros
|
| 323,469
|
| 300,465
|
| 0
|
| 0
|
| 1,123
|
| 1,365
|
|
|
| Por Operaciones en M/E
|
| 78,763
|
| 80,919
|
| 0
|
| 0
|
| 75
|
| 89,848
|
|
|
| GASTOS POR CAPTACION
|
| 259,363
|
| 246,942
|
| 0
|
| 0
|
| 5,880
|
| 104,567
|
|
|
| Financieros
|
| 210,313
|
| 196,978
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| Por Operaciones en M/E
|
| 49,050
|
| 49,963
|
| 0
|
| 0
|
| 5,880
|
| 104,567
|
|
|
|
|
|
|
| MARGEN DE INVERSIONES
|
| 142,869
|
| 134,442
|
| 0
|
| 0
|
| -4,681
|
| -13,354
|
|
|
|
|
|
|
| PRODUCTOS POR SERVICIOS
|
| 31,647
|
| 22,562
|
| 0
|
| 0
|
| 5,653
|
| 3,135
|
|
|
| GASTOS POR SERVICIOS
|
| 31
|
| 27
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
|
|
|
|
|
|
| MARGEN DE SERVICIOS
|
| 31,616
|
| 22,535
|
| 0
|
| 0
|
| 5,653
|
| 3,135
|
|
|
|
|
|
|
|
|
|
|
| OTROS PRODUCTOS Y GASTOS DE OPERACION
|
|
|
| PRODUCTOS
|
| 4,084
|
| 2,183
|
| 0
|
| 0
|
| 11
|
| 1,150
|
|
|
| De Urbanizacion y Vivienda
|
| 275
|
| 563
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| Por Promocion de Empresas
|
| 313
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| Por Dividendos y Participaciones
|
| 3,497
|
| 1,620
|
| 0
|
| 0
|
| 11
|
| 1,150
|
|
|
|
|
|
|
| GASTOS
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| De Urbanizacion y Vivienda
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| Por Promocion de Empresas
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| Estimac. por Fluctuac. Precio Mercado
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
|
|
|
|
|
|
| MARGEN OTROS PROD. Y GASTOS DE OPERAC..
|
| 4,084
|
| 2,183
|
| 0
|
| 0
|
| 11
|
| 1,150
|
|
|
|
|
|
|
| MARGEN OPERACIONAL BRUTO
|
| 178,569
|
| 159,160
|
| 0
|
| 0
|
| 983
|
| -9,069
|
|
|
|
|
|
|
| GASTOS DE ADMINISTRACION
|
| 83,110
|
| 64,625
|
| 0
|
| 0
|
| 3,247
|
| 4,818
|
|
|
|
|
|
|
| MARGEN OPERACIONAL NETO
|
| 95,459
|
| 94,535
|
| 0
|
| 0
|
| -2,265
|
| -13,887
|
|
|
|
|
|
|
| PRODUCTOS Y GASTOS EXTRAORDINARIOS
|
| 1,006
|
| 3,207
|
| 0
|
| 0
|
| 911,072
|
| 386
|
|
|
| Productos
|
| 3,149
|
| 4,189
|
| 0
|
| 0
|
| 914,825
|
| 1,973
|
|
|
| Gastos
|
| 2,143
|
| 982
|
| 0
|
| 0
|
| 3,753
|
| 1,587
|
|
|
| PRODUCTOS Y GASTOS DE EJERCICIOS ANT.
|
| 856
|
| 2,694
|
| 0
|
| 0
|
| 3,243,743
|
| 869
|
|
|
| Productos
|
| 2,791
|
| 4,275
|
| 0
|
| 0
|
| 3,243,844
|
| 1,083
|
|
|
| Gastos
|
| 1,936
|
| 1,580
|
| 0
|
| 0
|
| 101
|
| 213
|
|
|
| GANANCIA (PERDIDA) BRUTA
|
| 97,321
|
| 100,436
|
| 0
|
| 0
|
| 4,152,551
|
| -12,631
|
|
|
|
|
|
|
| Impuesto Sobre La Renta
|
| 16,811
|
| 16,589
|
| 0
|
| 0
|
| 1,288,669
|
| 0
|
|
|
|
|
|
|
| GANANCIA (PERDIDA) NETA
|
| 80,510
|
| 83,847
|
| 0
|
| 0
|
| 2,863,881
|
| -12,631
|
|
|
|
|
|
|
|
|
| * FINANCIERA METROPOLITANA, S. A., FINANCIERA AGRO COMERCIAL, S. A.
|
|
|
|
|
Superintendencia de
Bancos de Guatemala