| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
|
| ESTADO DE RESULTADOS
|
|
|
| DEL 1 DE ENERO AL 31 DE DICIEMBRE DE 2007
|
|
|
| (Cifras en miles de Quetzales)
|
|
|
|
|
| FINANCIERAS PRIVADAS
|
| AŅO ANTERIOR
|
| EN SITUACION ESPECIAL *
|
| AŅO ANTERIOR
|
| CORPORACION FINANCIERA NACIONAL
|
| AŅO ANTERIOR
|
|
|
|
|
| PRODUCTOS POR COLOCACION
|
| 413,423
|
| 402,232
|
| 0
|
| 0
|
| 1,247
|
| 1,198
|
|
|
| Financieros
|
| 331,405
|
| 323,469
|
| 0
|
| 0
|
| 1,197
|
| 1,123
|
|
|
| Por Operaciones en M/E
|
| 82,019
|
| 78,763
|
| 0
|
| 0
|
| 51
|
| 75
|
|
|
| GASTOS POR CAPTACION
|
| 264,139
|
| 259,363
|
| 0
|
| 0
|
| 5,920
|
| 5,880
|
|
|
| Financieros
|
| 207,420
|
| 210,313
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| Por Operaciones en M/E
|
| 56,720
|
| 49,050
|
| 0
|
| 0
|
| 5,920
|
| 5,880
|
|
|
|
|
|
|
| MARGEN DE INVERSIONES
|
| 149,284
|
| 142,869
|
| 0
|
| 0
|
| -4,672
|
| -4,681
|
|
|
|
|
|
|
| PRODUCTOS POR SERVICIOS
|
| 42,803
|
| 31,647
|
| 0
|
| 0
|
| 12,155
|
| 5,653
|
|
|
| GASTOS POR SERVICIOS
|
| 61
|
| 31
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
|
|
|
|
|
|
| MARGEN DE SERVICIOS
|
| 42,742
|
| 31,616
|
| 0
|
| 0
|
| 12,155
|
| 5,653
|
|
|
|
|
|
|
|
|
|
|
| OTROS PRODUCTOS Y GASTOS DE OPERACION
|
|
|
| PRODUCTOS
|
| 16,709
|
| 4,084
|
| 0
|
| 0
|
| 6
|
| 11
|
|
|
| De Urbanizacion y Vivienda
|
| 1,362
|
| 275
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| Por Promocion de Empresas
|
| 0
|
| 313
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| Por Dividendos y Participaciones
|
| 15,347
|
| 3,497
|
| 0
|
| 0
|
| 6
|
| 11
|
|
|
|
|
|
|
| GASTOS
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| De Urbanizacion y Vivienda
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| Por Promocion de Empresas
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
| Estimac. por Fluctuac. Precio Mercado
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
| 0
|
|
|
|
|
|
|
|
|
|
|
| MARGEN OTROS PROD. Y GASTOS DE OPERAC..
|
| 16,709
|
| 4,084
|
| 0
|
| 0
|
| 6
|
| 11
|
|
|
|
|
|
|
| MARGEN OPERACIONAL BRUTO
|
| 208,735
|
| 178,569
|
| 0
|
| 0
|
| 7,489
|
| 983
|
|
|
|
|
|
|
| GASTOS DE ADMINISTRACION
|
| 85,110
|
| 83,110
|
| 0
|
| 0
|
| 6,739
|
| 3,247
|
|
|
|
|
|
|
| MARGEN OPERACIONAL NETO
|
| 123,625
|
| 95,459
|
| 0
|
| 0
|
| 750
|
| -2,265
|
|
|
|
|
|
|
| PRODUCTOS Y GASTOS EXTRAORDINARIOS
|
| 2,786
|
| 1,006
|
| 0
|
| 0
|
| -34,306
|
| 911,072
|
|
|
| Productos
|
| 3,365
|
| 3,149
|
| 0
|
| 0
|
| 501
|
| 914,825
|
|
|
| Gastos
|
| 579
|
| 2,143
|
| 0
|
| 0
|
| 34,807
|
| 3,753
|
|
|
| PRODUCTOS Y GASTOS DE EJERCICIOS ANT.
|
| -1,048
|
| 856
|
| 0
|
| 0
|
| 4,127
|
| 3,243,743
|
|
|
| Productos
|
| 2,044
|
| 2,791
|
| 0
|
| 0
|
| 4,132
|
| 3,243,844
|
|
|
| Gastos
|
| 3,092
|
| 1,936
|
| 0
|
| 0
|
| 5
|
| 101
|
|
|
| GANANCIA (PERDIDA) BRUTA
|
| 125,363
|
| 97,321
|
| 0
|
| 0
|
| -29,429
|
| 4,152,551
|
|
|
|
|
|
|
| Impuesto Sobre La Renta
|
| 20,421
|
| 16,811
|
| 0
|
| 0
|
| 0
|
| 1,288,669
|
|
|
|
|
|
|
| GANANCIA (PERDIDA) NETA
|
| 104,942
|
| 80,510
|
| 0
|
| 0
|
| -29,429
|
| 2,863,881
|
|
|
|
|
|
|
|
|
| * FINANCIERA METROPOLITANA, S. A., FINANCIERA AGRO COMERCIAL, S. A.
|
|
|
|
|
Superintendencia de
Bancos de Guatemala